Lender/Realtor Services
- For FHA/VA Loan Compliance, Click here
- For Engineer's Certification, Click Here
- For Retrofit and Foundation Repairs for Loan Compliance,
Click Here
- For California: 433A Foundation and Title Issues, Click
Here
- For Titling Problems, Click Here
- For Manufactured Home Appraisers, Click Here
- For a Complete Service List, Click Here
- To learn about Park Communities, HUD Approvals and
Conversions to Resident Ownership, Click Here
OnTheLevel is a one-stop shop for
issues connected with manufactured homes and foundation requirements
respective to the loan and sales process. From the engineer's
certification letter aka affidavit to retrofits, or even to
troubleshoot difficult title questions, we can be an asset to your real
estate sales or loan processing team. With a consortium of
professionals with over five decades of experience in the manufactured
home industry, we understand both the nuts and bolts of manufactured
home foundations as well as the time sensitivity often associated with
sales transactions and loan processing. Our goal is to meet your
closing timelines with seamless execution.
Our services include:
-
Foundation evaluations and engineer's certifications for loan or
sales transactions, especially those relative to FHA-insured and VA
loans.
- Retrofitting or repairing the foundation in the event a
foundation does not comply with the HUD Handbook aka PERMANENT FOUNDATION GUIDE FOR MANUFACTURED HOMES,
SEPTEMBER 1996, also usually associated with FHA and VA loans.
- In states where the type of foundation that has been installed
determines the title classification of the home as either real
estate or chattel (personal property), we can make sure the proper
jurisdictional requirements are met for title conversion. States that
commonly have foundation requirements for real property titling are
California, New Mexico and Nevada. We presume this will become
increasingly more important as new HUD installation requirements come
into play.
- In California, we excel at issue concerning the 433A document, which
specifies that the home has been installed on a permanent foundation.
The reason the 433A can be difficult is because building requirements
can vary from city to city, county to county. We know how to navigate
through the jurisdictional process to get the 433A recorded.
- In the park conversion process when a resident is buying
his land, we can tackle both the title and the foundation issues
relative to the lender requirements. At the present time we are
working on three park conversion projects so we are equipped to handle
the paper flow and work execution.
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