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Lender/Realtor Services

  1. For FHA/VA Loan Compliance, Click here
  2. For Engineer's Certification, Click Here
  3. For Retrofit and Foundation Repairs for Loan Compliance, Click Here
  4. For California: 433A Foundation and Title Issues, Click Here
  5. For Titling Problems, Click Here
  6. For Manufactured Home Appraisers, Click Here
  7. For a Complete Service List, Click Here
  8. To learn about Park Communities, HUD Approvals and Conversions to Resident Ownership, Click Here
OnTheLevel is a one-stop shop for issues connected with manufactured homes and foundation requirements respective to the loan and sales process. From the engineer's certification letter aka affidavit to retrofits, or even to troubleshoot difficult title questions, we can be an asset to your real estate sales or loan processing team. With a consortium of professionals with over five decades of experience in the manufactured home industry, we understand both the nuts and bolts of manufactured home foundations as well as the time sensitivity often associated with sales transactions and loan processing. Our goal is to meet your closing timelines with seamless execution.
Our services include:
  1. Foundation evaluations and engineer's certifications for loan or sales transactions, especially those relative to FHA-insured and VA loans.

  2. Retrofitting or repairing the foundation in the event a foundation does not comply with the HUD Handbook aka PERMANENT FOUNDATION GUIDE FOR MANUFACTURED HOMES, SEPTEMBER 1996, also usually associated with FHA and VA loans.

  3. In states where the type of foundation that has been installed determines the title classification of the  home as either real estate or chattel (personal property), we can make sure the proper jurisdictional requirements are met for title conversion. States that commonly have foundation requirements for real property titling are California, New Mexico and Nevada. We presume this will become increasingly more important as new HUD installation requirements come into play.

  4. In California, we excel at issue concerning the 433A document, which specifies that the home has been installed on a permanent foundation. The reason the 433A can be difficult is because building requirements can vary from city to city, county to county. We know how to navigate through the jurisdictional process to get the 433A recorded.

  5. In the park conversion process when a resident is buying his land, we can tackle both the title and the foundation issues relative to the lender requirements.   At the present time we are working on three park conversion projects so we are equipped to handle the paper flow and work execution.
 

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