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Financing in San Diego Land-Owned Communities

Foundations and the Mobilehome Park Conversion Process

Condo Park Communities

Manufactured Home Park Communities remain the most popular setting for manufactured homes. Although many parks are rental and leasehold, for loan and collateral purposes, lenders generally require that the owner of the home also own the land upon which the home sits—a land-home transaction. Some resident owned parks are Subdivisions or a Planned Unit Development, but many condominium conversion parks also qualify. To see if a park is on the HUD approved list, click here. All other requisite conditions for any manufactured home loan must also be met.   We have provided a list of some and current approval conditions.


  • Casitas del Amigos, San Marcos: No deed restrictions
  • Casitas del Sol, San Marcos: Deed restricted #7,9,16,20,42,48,88,104,105,112,131,148,163,165,182,187,191 ARE INELIGIBLE FOR FHA FINANCING.
  • Champagne Village Escondido: Deed restricted: SPECIAL HAZARD FLOOD ZONE UNITS 8,12,14,30-35,37-43 AND 65-73 ARE INELIGIBLE FOR
  • Chumash Village, San Luis Obispo EXPIRED
  • Escondido Views, Escondido: No deed restrictions
    Foothills of San Marcos, San Marcos: No deed restrictions
  • La Moree, San Marcos: Deed Restricted: #12,14,19,55,58,65,75,105,112 ARE INELIGIBLE.
  • Lake Jennings, Lake Jennings: No deed restrictions
  • Madrid Manor, San Marcos: Deed restricted: #29,39,44,61,116,224,262 ARE INELIGIBLE FOR FHA FINANCING.
  • Rancho Carlsbad, Carlsbad: UNITS 1-52,54-57,67-103,107,109,126,184-191,195,235-238,
    262-269,277-286,291-318,320-504 are eligible
  • Mountain Shadows: City owned: THE 24 LOTS OWNED BY THE CITY OF ESCONDIDO – #6,9,31,35,50,54,65,66,85,98,99,106,109,112,118,120,128,133,160,165,177,194,198,205
  • Quail Run, Paso Robles rejected
  • San Marcos View, San Marcos: No deed restrictions
  • Shorecliffs, San Clemente: No deed restrictions
  • Skys Haven, Desert Hot Springs: No deed restrictions
  • Sierra Vista, Vista Rejected
  • Solamar, Carlsbad No deed restriction
  • Twin Oaks: Only: ONLY M/H UNITS: #2,7,8,11,12,19-21,24,27,28,31,37,40,43,46-50,52,55,56,59,61,75,79,85-89,91,92,93,94,95,122,123,125,138,140,148,150,152,153,156,158,163,164,168,170,173,178,180,181,184,187,188,190,193,195 ARE ELIGIBLE.
  • Vista Montana, San Diego: No deed restrictions
  • Warner Springs Estates: No deed restrictions


  • Camino Hills
  • El Camino Estates
  • Emerald Lake
  • Las Brisas Pacificas
  • Palm Desert Estates
  • Portola Country Club
  • Pilgrim Creek
  • Vista del Mar
  • Vista Montana, Desert Hot Springs